How about a little of both.
The quilting process is taking place above.
The top, bottom, and fill are all together and
is now being quilted. This is a very large quilt
made up of a college girl's T-Shirt collection.
The girl's mother gave Sue her daughter's
T-Shirt collection saved from her whole
childhood. This will measure 80" X 80" and
is much larger than Sue likes to work with. The
photo below is of the top after it was pieced together.